Tokocrypto Fee Calculator
Calculate Your Trading Fees
Estimated Fees
Spot:
Futures:
Note: Minimum deposit is IDR 50,000 for fiat transactions
Tokocrypto is an Indonesian cryptocurrency exchange that has been in the spotlight since its launch on Binance Launchpad in 2018. After Binance bought the platform in December 2022, Tokocrypto has positioned itself as the go‑to venue for traders who need a local IDR‑centric experience. This Tokocrypto review breaks down what the exchange offers, how much it costs, how safe it is, and whether the user experience lives up to the hype.
Background and Ownership
Tokocrypto started as a regional partner of Binance, a global crypto giant that provides the backbone technology for most of its operations. The acquisition gave Tokocrypto access to Binance’s liquidity pool, risk‑management tools, and security infrastructure, while retaining a distinct brand focused on the Indonesian market.
Binance remains the parent company, meaning Tokocrypto benefits from frequent feature rollouts and shared research on market trends.
Trading Features and Asset Coverage
The platform lists between 350 and 400 crypto assets, according to its Google Play Store description. Major coins like Bitcoin (BTC) and Ethereum (ETH) sit alongside newer tokens such as Solana (SOL), Ripple (XRP), and the platform’s native TKO token. The exchange supports limit orders, market orders, and stop‑limit orders. Advanced traders can also use built‑in technical analysis tools-Moving Average, Bollinger Bands, and RSI-directly on the web or mobile app.
One unique convenience is the automatic IDR conversion feature. Users can deposit or withdraw using Indonesian Rupiah (IDR), which eliminates the need for a third‑party fiat gateway.
Fee Structure and Costs
Tokocrypto follows a flat‑fee model: 0.10% for both makers and takers on spot trades. This is lower than many regional competitors, where fees range from 0.15% to 0.20%.
- Futures fees: 0.02%-0.04% depending on contract type.
- Minimum deposit: IDR 50,000 for local currency, IDR 100,000 for crypto deposits.
- Bitcoin withdrawal fee: 0.0005 BTC (about 4% lower than the global average of 0.0006 BTC).
When you compare fees side‑by‑side with other Indonesian exchanges, Tokocrypto comes out as one of the cheaper options for high‑volume traders.
Security Measures and Regulatory Compliance
Security is a major selling point. The exchange holds ISO 27001 and ISO 27701 certifications, which certify information‑security management and privacy‑information management systems. It partners with Ceffu for institutional‑grade custody, using multi‑party computation (MPC) backed cold storage and a zero‑trust authentication model.
Standard KYC (Know Your Customer) is required before any fiat transaction. Two‑factor authentication (2FA), address whitelisting, and anti‑phishing codes are mandatory for withdrawals. Regular security audits and penetration tests are performed, and audit reports are publicly shared on the platform’s blog.
On the regulatory front, Tokocrypto is registered with Indonesia’s BAPPEBTI as a Prospective Physical Trader of Crypto Assets (Permit No. 03/BAPPEBTI/PFAK/092024). This registration ensures compliance with the country’s evolving crypto regulations.
User Experience: What Traders Like and Dislike
Overall sentiment is mixed. The mobile apps for Android and iOS boast a clean, beginner‑friendly UI, while the web platform offers deeper charting options for professionals.
- Pros
- Seamless IDR deposits via local banks, GoPay, and OVO Wallet.
- Free crypto classes through Tokocrypto Academy, helpful for newcomers.
- Competitive fee structure and low BTC withdrawal cost.
- Cons
- Withdrawal processing times often exceed the promised 24‑hour window, with many users reporting delays of 3‑5 days.
- Customer support response quality is inconsistent; live chat wait times can stretch beyond 30 minutes.
- Lack of leveraged trading options limits appeal for high‑risk traders.
Trustpilot scores the exchange at 2.3 / 5, while TradersUnion gives it a 2.83 / 10, labeling it “high‑risk.” These low scores stem mainly from operational slowness rather than security concerns.
How Tokocrypto Stacks Up Against Competitors
| Feature | Tokocrypto | Indodax | Binance (IDR) |
|---|---|---|---|
| Supported Assets | ≈ 380 | ≈ 250 | ≈ 600 |
| Fiat on‑ramp | IDR via banks, GoPay, OVO | IDR via banks only | IDR via banks, credit cards |
| Spot Fee | 0.10 % | 0.15 % | 0.10 % (VIP tiers lower) |
| Withdrawal Speed (BTC) | 2‑5 days (avg) | 1‑2 days | 15‑30 min |
| Regulatory Status | Registered with BAPPEBTI | Registered with BAPPEBTI | Registered with BAPPEBTI (via Binance) |
The table shows that Tokocrypto wins on local payment convenience and fee parity, but it lags behind on withdrawal speed and asset breadth compared to Binance.
Who Should Consider Tokocrypto?
If you are an Indonesian resident who wants to trade with IDR without converting to USD first, Tokocrypto is a solid choice. Beginners will appreciate the free courses, simple UI, and low fees. Professional traders who need fast withdrawals or leveraged products may find Binance or Indodax more suitable.
In short, Tokocrypto shines as a “local gateway” for crypto, but it still has work to do on operational reliability.
Bottom Line
Tokocrypto leverages Binance’s technology, offers a competitive fee schedule, and provides strong security certifications. However, the platform’s slow withdrawal times and spotty customer support keep its overall rating low. Use it if you value IDR integration and educational resources; otherwise, keep an eye on the upcoming improvements promised by the Binance‑backed roadmap.
Is Tokocrypto safe for large deposits?
Yes. The exchange holds ISO 27001 and ISO 27701 certifications, uses MPC cold storage, and partners with Ceffu for institutional‑grade custody. Large deposits are split across multiple wallets to mitigate risk.
Can I trade futures on Tokocrypto?
Tokocrypto offers a limited futures lineup with fees from 0.02% to 0.04%. However, leveraged futures beyond 2× are not available, so high‑risk traders may look elsewhere.
What local payment methods are supported?
You can fund your account via bank transfers, GoPay, and OVO Wallet. All methods settle in Indonesian Rupiah.
How long do Bitcoin withdrawals usually take?
Average processing time is 2‑5 days, though some users report up to a week during peak network congestion.
Do I need to hold TKO tokens to trade?
No. TKO is optional. Holding TKO can earn you fee discounts and occasional airdrops, but it is not required to open a spot or futures position.
11 Comments
Jasmine Neo
0.10% fees? Sure, until you hit a withdrawal and wait 5 days for your BTC to magically appear. This isn't a crypto exchange-it's a crypto museum with a 24-hour delay on every exhibit. ISO certs mean nothing when your support team ghosts you like a Tinder match after ‘u up?’
Ron Murphy
Kinda wild how they’re using Binance’s infrastructure but still have such terrible operational execution. The fee structure is solid, the security is enterprise-grade-but if I can’t get my funds out in under 24 hours, I’m moving to Binance Direct. Convenience doesn’t matter if the system’s broken.
Prateek Kumar Mondal
Indonesian traders need this. Local payment methods matter more than fancy futures. Slow withdrawals suck but at least it's legal and safe. Keep it simple. Keep it local. Keep it going.
Nick Cooney
So… they’re basically a Binance white label with worse UX and slower withdrawals? Cool. I get the local focus, but if you’re gonna ride Binance’s coattails, maybe fix the damn withdrawal pipeline? Also, 2.3 on Trustpilot? That’s not ‘mixed sentiment’-that’s a warning sign in neon lights.
Matt Zara
For beginners in Indonesia, this is still the best on-ramp. Free courses? IDR deposits via OVO? Low fees? Yes. Sure, withdrawals are slow-but if you’re not trading 24/7 and just holding long-term, it’s fine. Don’t let a few bad reviews scare you off if your needs are basic.
Jean Manel
Let me guess-this is the exchange where you deposit your life savings and then pray to the crypto gods for 3 days while your BTC ‘processes.’ ISO certs? Cute. But if your customer service can’t answer a ticket in under 2 hours, you’re not secure-you’re just bureaucratic. This isn’t finance. It’s a waiting room with a blockchain.
William P. Barrett
There’s a deeper tension here: institutional trust vs. user experience. The tech stack is top-tier, the compliance is solid, yet the human layer-customer service, processing times, interface responsiveness-is broken. It’s like owning a Ferrari with a broken ignition. The engineering is flawless, but the car won’t start. Maybe that’s the real cost of being a regional proxy for a global giant.
Cory Munoz
I get why people are frustrated with the delays, but let’s not ignore the real win here: regulatory clarity. In a country where crypto is still being figured out, having BAPPEBTI registration and ISO certs is huge. It’s not perfect, but it’s one of the few places you can actually sleep at night without wondering if your funds will vanish tomorrow.
Clarice Coelho Marlière Arruda
wait so u can use gopay?? that’s actually kinda cool… i thought only indodax had that… also why is the tk0 token even a thing if u dont need it??
Brian Collett
Anyone else notice how the futures section is just a footnote? If you’re serious about trading, you’re going to Binance or Bybit anyway. Tokocrypto is a gateway for the masses-not the pros. And honestly? That’s fine. Just don’t pretend it’s for advanced traders.
Allison Andrews
The fact that they’re publishing audit reports publicly is more than most exchanges do. Even if the withdrawal times are awful, transparency is a rare commodity in crypto. Maybe the real issue isn’t the platform-it’s the expectation that everything should be instant. Crypto still has legacy systems underneath.